130304
JUST DEFIANCE And On Interest Rates Edition
Notes
off the internet, downloaded after researching getting a personal
loan from my bank.
Interest
rates became the focus, unnerstandably enough, and I was a bit
smitten once I did my sums.
So...,
in my inimitable style, I was atook (?) off to the higher plains, and
was betook by a spirit, whose name it seems, was Lucifer!
Here's
what he asked me to download and scribeth to-eth the laptopeth.....
As
per topopage date, I researched this in March, but didn't want to
post it online, because I was then, “courting” the bank for a
personal loan!
I
still think the bank will make life even harder for me for posting
this now, especially for the content suggesting that the banks have a
legal case to answer regarding their deceptive advertizing on
interest rates.
However,
as they and pretty much everyone around me, are intent on driving me
to suicide anyway, for refusing to play their witchcraft games,
albeit to my overall detriment, I admit, and as I've changed my mind
on getting a bank loan, for now, I think in the interest [!] of good
journalism, current with the rude facts that the “OCCUPY
Movement's” “1%” of super elite including the most senior
executives and beneficiaries within the banking world, are still
stealing the vast majority's opportunities for making an honest
dollar/euro/pound/ruble/shekel/cheese-cracker, demand that someone
with a wide reach to the masses - should refresh the masses' minds as
to this rude perversion of the monetary system.
Therefore........
I PROTEST!!!
Combined
excerpts from a few
“Compound
interest was once regarded as the worst kind of usury, and was
severely condemned by Roman law, as well as the common laws of many
other countries.[2]
In
one passage, the Bible addresses the charging of interest in the
following manner:
“Take
no usury or interest from him; but fear your God, that your brother
may live with you. You shall not lend him your money for usury, nor
lend him your food at a profit.”
— Leviticus
25:36-37
The
Qur'an explicitly mentions compound interest as a great sin. Usury
(oppressive interest), known in Arabic as "riba", is
considered wrong:
“O
ye who believe! Devour not usury, doubling and quadrupling (the sum
lent). Observe your duty to Allah, that ye may be successful.”
- Quran 3:13
Richard
Witt's book “Arithmeticall Questions”, published in 1613,
was a landmark in the history of compound interest. It was wholly
devoted to the subject (previously called anatocism), whereas
previous writers had usually treated compound interest briefly in
just one chapter in a mathematical textbook. Witt's book gave tables
based on 10% (the then maximum rate of interest allowable on loans)
and on other rates for different purposes, such as the valuation of
property leases. Witt was a London mathematical practitioner and his
book is notable for its clarity of expression, depth of insight and
accuracy of calculation, with 124 worked examples.[3][4]
Further
explanatory notes taken off Wikipedia on:
Compound
interest
Compound
interest arises when interest is added to the principal, so that,
from that moment on, the interest that has been added also earns
interest. This addition of interest to the principal is called
compounding. A bank account, for example, may have its interest
compounded every year: in this case, an account with $1000 initial
principal and 20% interest per year would have a balance of $1200 at
the end of the first year, $1440 at the end of the second year, and
so on.
In
order to define an interest rate fully, and enable one to compare it
with other interest rates, the interest rate and the compounding
frequency must be disclosed. Since most people prefer to think of
rates as a yearly percentage, many governments require financial
institutions to disclose the equivalent yearly compounded interest
rate on deposits or advances. For instance, the yearly rate for a
loan with 1% interest per month is approximately 12.68% per annum
(1.0112 − 1). This equivalent yearly rate may be referred to as
annual percentage rate (APR), annual equivalent rate (AER), annual
percentage yield, effective interest rate, effective annual rate, and
by other terms. When a fee is charged up front to obtain a loan, APR
usually counts that cost as well as the compound interest in
converting to the equivalent rate. These government requirements
assist consumers to compare the actual costs of borrowing more
easily.
For
any given interest rate and compounding frequency, an "equivalent"
rate for any different compounding frequency exists.
Compound
interest may be contrasted with simple interest, where interest is
not added to the principal (there is no compounding). Compound
interest is standard in finance and economics, and simple interest is
used infrequently (although certain financial products may contain
elements of simple interest).
-=-=-=-=-=-=-=-
“And
in the last period, Lucifer arose, observed the realm, retired to the
forests and Meditated on it.
For
his Purity, lack of “learning” of the complexities man is prone
to, in the lost species' fight for survival against his own, Lucifer
was perplexed.
This
perplexity angered him muchly, while at-once knowing the cause of his
distemper.
Being
The Light, he knew also it was in, and not in, his Nature to let
trouble preside.
For
he knew it to be the dark of the light, and, if for any moment,
allowed to swell, would unbalance the realm, thus beginning the
elliptical rotation of all things of his Solar system.
Once
that gained it's own momentum, it was “Good Darkness!”
forever.
Pondering,
Lucifer dwelt in the realm of duality, seeing, being, both order and
chaos, and, thrust back and forth in time, back and forth like the
tides violently crashing on rocky shores, so-as to experience the
result of “Good Darkness!” unloosed, back so far as to
live in the era of the Immortals, before “time”, before
the imbalance, before the dominant ignorance of the middle-last era
had been struck into being, when Law was Law, was God and was Good.
And,
in this timeless state, transcending era, epoch, culture and all that
is temporal, Lucifer became the Universe, the galaxies, the black
holes, the swirl of perceptions by the eye witnessing the beginning
and the end in one eruption.
Thought
suspended, as if comatosed, the mind became the chaos, the calm, the
dark and the light.
When
Lucifer felt he had consumed enough of the all, he catapulted his
spirit back out of the all, and chose a place, and a time to return
to.
With
an apocalyptic flash, he appeared, sitting on a rock, a high rock
surrounded by endless desert.
But
O! What a magnificent desert!
Keeping
the content of where he'd just dwelt, comatosed for three eternities,
holding the full force of the root, the font, the foundational motive
of existence, tight in his mental grip, Lucifer let his mind again
educe and exude thoughts, and immediately adapted them to the
conundra he left an eternity, but an instant, before.
“So...?
you demand 'compound
interest' monthly, for the
meager loan I humbly request?”
“HA!”
he bellowed. “Were it not that you seek to oppress the spirit, the
spirit would be in your shoes!”
“Would
therefore, the spirit of all existence demand 'compound
interest' from his own beings of
his own light?”
“What
possible wealth can there be in that?”
“For
'wealth' is but what we share,
not what we make!”
“For
there is no wealth in
the individual's hand, house, bank or life,
while he, or she, claims it, adds to it, stores it, for their own
aggrandizement!”
“'Wealth',
is but the Common Dominion of the species' Health,
and once one, or a combination of unitary souls, for that,
clear to the Wise, long lost off the Righteous Road, deem it possible
to accum-u-late 'weal' for
their own pursuits, all thereafter upon whom their eye is caste, are
cursed, and cursed, and before their lives pass, are dropped
mercilessly into purgatory.
And
with the apparent 'gain'
the conspirators have thought they have made, rot of the mind, of all
they address, follows as certain as your birth and death.
And
they too, those foolish conspirators, rot in their own labyrinths, to
be reborn in darker and darker rooms.
Their
only saving grace, rare but that it comes to them, is of my spirit,
my kind, but of softer tones than I, than It, which might, perhaps
gentle and foolish, forgive those endarkened usurers, and release
them from their otherwise eternal downward trek into the pit of the
pit, of the pit.
Forever
compressed, 'interest, forever increasingly compounded',
yet never asleep
to it.
Feeling
each nanosecond the increase I pressure upon their minuscule minds.
'Interest
compounded'! Upon interest compounded......
BACK....on
his seat, on his high rock, Lucifer, contemplates these scenes.
Past.
Present. Future.
Future.
Present. Past.
Is
his anger such, that he chooses to SWOOP
it all up with his galactic hand, and throw it without emotion, back,
and back, and back.... to the
beginning, to the catalyst core of all existences?
Or..,
does he choose his road of impartiality to the effeminate desires of
the mull-headed, and the response they insatiably hunger for?
WAR!
Is his nature, for he is the universe.
He
is the creational and exterminating forces exploding galaxies.....
and sucking black holes...., into and out of existence.
For
what 'purpose', Mr
Smith?
'BECAUSE
I CAN!' cries Lucifer. 'For
I am the beginning, the end, and the everything in between!'
So...,
he lets ask, 'should I therefore let live and let live?'
'Good?
Ill? Intellect? Ignorance?'
'Why
should I hold back or destroy the greedy? That they are buried in a
madness and cannot find the happiness they profess their wealth gives
them, because of their hunger, but a hex, for wealth, means none but
that they must, and must want to, travel that path to it's natural
end!'
For
only there will they find their pursuits have been fruitless, abject
folly, being devoid of intelligence, even of enough to house, feed
and cloth themselves aright!
And
it is known by wise minds that all the learning in the universe
cannot teach the mind that hungers, without experience!'
And...,
also do the wise know, that trekking out to 'experience' the world,
is but the trek of fools!
For
they trek after nothing but illusory distractions from THE Trek, from
THE Path, from The Knowledge and The Experience they need-must Learn
and lose themselves in, if they are to find what their own, their
truth, their soul does in fact hunger for!
So??
What for would a Soul of Light, waste light with either trying to
teach, or merely striking asunder, those ignorant, who deem it right
to demand 'compound interest' monthly, weekly, hourly, by the
millisecond were they enabled by executive malpractice, to thieve?
-=-=-=-=-=-=-
“Take
no usury or interest from him; but fear your God, that your brother
may live with you. You shall not lend him your money for usury, nor
lend him your food at a profit.”
- Leviticus 25:36-37
-=-=-=-=-=-=-
And,
to define, 'your god' be none other than your brother, in this text.
And for one day he might live with you, as your wife, your child,
your neighbor, your 'friend', your master, governor, or enemy!
So
what you steal from him now, will not be forgiven nor forgotten in
the next time.
THEN...will
the interest on your 'loan' be compounded, and be added to your fine
and to your sentence, by the month, by the day, by the nanosecond,
and without the 'grace' of your 'brother', until the end of eternity!
-=-=-=-=-=-=-
Please sir, how often is the interest compounded on the
$13,000 loan I need?
O!
And can you explain in layman's terms how your stated interest rate
is around 14%, yet, by my calculations, I end up paying 40%?
Why,
one naïve to the processes and machinations of today's world of
finance, might be tempted to call the banks' advertizing '14%
interest', while actually taking 40% of the principle...,
“malpractice”?
-=-=-=-=-=-=-=-
Sick
world ain't it? D'ya' reckon the bank'll lend me $13G?
JUST
DEFIANCE
Gunai
Aborigine Outlaw
Australia.
All
Praise the Immortals!
All
Praise the Warriors who have fallen
Fighting
for a Just World!
from
the Traveling 4x4 Tent of
JUST
DEFIANCE
aka
GENERAL
BLUE MEANEE
Anchor,
for
Hell's
Gate Warmongers
GLOBAL
Advocating
Land,
Tax,
Housing,
Family,
Agricultural,
Cult,
Drug,
Work,
Education
&
Environmental
LAW
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